To #3, if you've got a credit score north of 800, what the hell are you doing paying 16% on a credit card for?

LOTS and LOTS of assumptions being made around here... hell, maybe he's charging campaign-related expenses to his personal card, getting reimbursed by the campaign, and getting money rebated to his grandkids' 529 accounts.

Very cool animation, but unneccesary. One of the real beauties of TAL is how easy it is to visualize the stories being told; seeing it literally drawn out is almost redundant.